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Anyone here ever use kikoff On their support page, it says i can get an ach transfer or check in the mail, yet support is telling me i don't get my money back? Just curious if anyone has ever used kikoff or self

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Is it worth it to rebuild? It’s a very cheap way to help build your credit when your options are very slim Trueso i just wanted to start out the story by saying i got sober about a little over a year ago, and as i was freshly sober and had no credit score i decided to use kick off credit builder app which was supposed to cost $20 a month for 12 months and at the end of 12 months you get the full $240 back

And let me just say that i’ve never received a penny back from them but but finally after.

I’m currently sitting around 635 fico Are there any other programs or recommendations to help establish credit My current goal is to get an. Is use all of them self is the best but too f expensive kikoff is great they have 3 products and work perfectly for me 750 (5$) or 2500 (20$) of revolving credit reports to 2 bureaus.

Kikoff reports these monthly payments to the credit bureaus (equifax and experian) By making these payments on time, your credit score goes up because it shows you can responsibly use and pay back credit. I looked into kikoff to improve my own credit, but ultimately i decided against it because i didn’t like the idea of being “stuck” or strong armed into paying for kickoff services and/or products in order to utilize that account. We report your monthly kikoff payments to the major credit bureaus

Credit utilization (30%) is how much credit you’re using divided by your credit limit

The lower this ratio, the better Experts recommend below 10%, and the credit account gets you utilization as low as 2%. Kikoff gives you a $500 credit line you pay $2 per month no credit inquiries made Gives you a payment history