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Using pay over time has no impact on how card members earn and redeem membership rewards ® points.** Servicemember benefits site map all users of our online services are subject to our privacy statement and agree to be bound by the terms of service Discover the pay over time payment option from american express and make the eligible purchases you need today, but get more time to pay for it.
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Pay over time is easy to use Learn more about pay over time. When activated or on, just make purchases like you normally do and eligible charges will be automatically added to your pay over time balance, up to your pay over time limit.
Pay your credit cards bill in full or plan it over the time
Enjoy the different flexible payment options with amex credit cards. Pay over time has two settings, on and off When set to on, eligible charges will be automatically placed in your pay over time balance, up to your pay over time limit. View an illustrative tool of the american express plan it® purchase calculator to see how large payments can be split into a smaller monthly payment plan.
Rather than paying in full each month, you can choose to use pay over time to carry a balance on your card with interest Plus, you’ll still earn rewards on purchases as you normally would. If you are enrolled in the membership rewards® program, you can earn points for eligible charges including purchases that you choose to pay over time
